| What does it take to build your own home,
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| | Grass, mulch and labor - Now is the
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| to be your own contractor, to save money?
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| | best time to add a layer of compost to
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| In Louisiana an individual has the right
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| | compliment your lawn installation. Eco
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| to build their own home once per year.
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| | Mulch & Sod can make all this happen for
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| I've built several homes in the past, and
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| | you. Their phone number is 318.865.5200.
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| each time was a learning experience. With
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| | Landscaping
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| this experience I have prepared for YOU a
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| | -Richard Matthews at Avant Garde-ner has
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| step by step guide to building a home
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| | a love for landscaping and it certainly
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| from my point of view. This article is
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| | shows. Let him help you design your
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| specifically taylored to building
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| | landscape, and you'll feel he's as
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| slab-on-grade homes in the Shreveport
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| | interested in your project as you are.
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| Bossier City area. Choose your home.
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| | His phone number is 318.797.7183.
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| Make a decision about which will be your
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| | Mirrors and
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| next home. Once you decide what to build
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| | shower doors - Glass Doctor can make
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| you'll need to purchase house plans. One
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| | anything your heart desires. Give them a
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| of my favorite places to look for house
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| | call at 318.221.3503.
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| plans is W.L. Martin Home Designs. These
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| | Gutters - Harmon & Sons
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| guys have the most well constructed house
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| | installed the gutters on the house
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| plans I've ever seen, not to mention
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| | completed in 2005. No matter how much of
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| beautiful designs. Look above and check
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| | a handyman you think you are, you're not
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| out the WL Martin home completed in 2005.
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| | going to equal the quality of this work
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| If your framing crew ever complains about
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| | with stuff you bought from the store.
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| a WL Martin house plan, consider firing
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| | Their phone number is 318.671.9668.
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| them for incompetency. Find some land.
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| | Appraisal Fee -
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| Now you have your house plans and you
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| | Don't forget the appraisal fee. Once you
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| know what footprint your house will have
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| | finish the house the bank will want an
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| the property. Shop around and find some
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| | appraisal so plan on paying one more time
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| land to build your new house on. Drive
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| | before you move into your house. Get
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| around, look in the newspaper, look on
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| | Approved for a Mortgage. Contact your
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| the internet. Find out what the
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| | mortgage company and get preapproved for
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| restrictions are on the property. Many
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| | the amount calculated in your costs in
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| subdivisions have covenants
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| | Step 4. If your credit is good enough,
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| (restrictions) describing what type of
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| | try adding a 10-15% contingency on top of
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| homes are allowed. If your house fits
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| | your total value. You can have this
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| then great! If not, pick another house or
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| | amount for "cushion" in case you run into
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| another piece of land.Caution! Be on the
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| | unforeseen circumstances. Also it might
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| lookout for contractors selling land
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| | come in handy if you see something you
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| requiring that you let them build the
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| | might want to upgrade along the way.
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| house for you. Not that there's anything
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| | Remember though, it's much better to
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| wrong with this; as a matter of fact I
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| | complete your project under budget rather
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| would require people let me build the
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| | than over budget. Get an Interim Loan.
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| house too. However, the focus of this
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| | Commonly referred to as a "Construction
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| article is building your OWN home.Finance
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| | Loan", an Interim Loan allows you to
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| the land. If you don't have cash on hand
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| | build your home and only pay interest on
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| find someone that will loan money for the
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| | the money you have borrowed to date. For
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| land. If you are building the home
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| | example, if you are approved for $100,000
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| immediately most mortgage companies have
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| | to build your home on a 7% interim loan
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| programs available. If it is months or
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| | and you spend no money during the first
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| years before you plan to build the home
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| | month of construction then your loan
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| then contact David Ogletree at the
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| | payment would be $0 for that month.
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| Louisiana Land Bank. The Louisiana Land
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| | However, if you spent $20,000 during your
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| Bank has a program for future homesites
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| | first month of construction then you'd
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| which enables them to loan money for raw
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| | pay $117. To arrive at this number all
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| land. Their rates are competitive, and
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| | you need to do is multiply $20,000 by
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| their service is fast.Get your costs
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| | 0.07 (your APR, or interest rate). The
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| together. There's no skipping this step!
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| | result should be $1,400. Then divide
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| Before you get a loan for building a home
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| | $1,400 by 12 (because their are 12 months
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| the bank will make you submit your cost
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| | in the year).Bring your house plans from
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| estimate. I have provided a list for you
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| | Step 1 of this article, your costs from
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| which includes everything I bought for my
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| | Step 4, and your mortgage approval from
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| last home project in 2005. I also provide
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| | Step 5. If you have done Step 4
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| you with names of people in the area who
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| | completely then the bank is going to be
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| did a good job for me. Feel welcome to
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| | impressed and give you consideration for
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| contact them and tell them I sent you.
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| | thinking everything through so carefully.
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| Please note that the purpose of this list
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| | Keep in mind that while it is your right
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| is to provide you with a starting point
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| | in the state of Louisiana to build your
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| and remind you of things that are often
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| | own home once per year, it is also the
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| forgotten. You will need to edit this
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| | bank's right not to loan you the money
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| list to make it fit your requirements.
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| | because you don't have a licensed
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| These items are listed in the order I
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| | contractor building your home. It's their
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| encountered them.
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| | money and their rules. Many of the banks
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| Land Cost - How much you pay for the
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| | have discontinued loans to owner
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| land. Land
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| | construction because so many have found
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| Clearing - You'll need to hire a good
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| | theirselves in cost overrun. You'll need
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| dozer man to prepare your property for
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| | to find a bank that will finance to owner
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| your home. For this task I recommend Roy
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| | construction. One bank that I know of
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| McDowell from Webster Trucking. He has a
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| | that still does this is Minden Building &
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| laser level on his bull dozer that puts a
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| | Loan in Minden, LA. Give Greg Lee a call
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| nice grade on your site. His phone number
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| | at 318.377.0523.Get Your Permits. For
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| is 318.949.4915.
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| | building my last home out of the city
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| House Plans - How much you paid for
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| | limits I had to get a culvert permit and
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| the house plans.Permits - Be sure to
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| | a parish building permit. Go to your
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| obtain all required permits. These can be
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| | Assessor's office in Bossier or Caddo
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| culvert permits, parish building permits,
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| | Parish and tell them the address of your
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| city permits, and more.
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| | new construction. They should be able to
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| Builder's Risk Insurance -
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| | set you up with all the permits you need.
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| Protect yourself agains fires, theft, and
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| | Nothing like good 'ol taxation from the
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| a host of other unfortunate
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| | government. Get Builder's Risk Insurance.
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| circumstances. Call Bobbie Smarr for
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| | Call Bobbie Smarr for Builder's Risk
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| Builder's Risk Insurance at ICT Insurance
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| | Insurance at ICT Insurance Agencies
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| Agencies 318.797.7400.
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| | 318.797.7400. Protect your investment.
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| Portable Toilet service -
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| | Prepare your Land. Call Roy McDowell at
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| When you gotta go, you gotta go. Keep
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| | 318.949.4915. You'll need to discuss with
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| your workers relieved at your job site.
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| | him where your house will be located on
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| Temporary
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| | the property and where your driveway(s)
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| Water Service - Contact the water service
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| | will be. Roy has an excellent knack for
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| in your area and have them put a water
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| | determining house elevations. He'll make
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| meter in. There are several phases of
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| | sure your house is high and dry. He's
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| construction that require water (ie.
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| | knowledgeable of soil compaction
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| masonry).
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| | properties and will use only the highest
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| House Pad - Find someone that can sell
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| | quality material. His bull dozer with the
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| dirt and build the house pad for you.
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| | integrated laser levelling system will
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| Don't go too cheap here, or you'll have a
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| | make sure your home is sitting on a
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| house sitting in a mud hole. For this
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| | perfect foundation. Portable Toilet. Time
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| task I recommend Roy McDowell from
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| | to get the potty for all the workers!
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| Webster Trucking. He has a laser level on
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| | Temporary Electricity. Call Bo Wilkinson
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| his bull dozer that puts a nice grade on
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| | at BW Electric and tell him it's time to
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| your site. His phone number is
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| | install the electric pole.
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| 318.949.4915.
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| | 318.949.8711.Foundation Preparation.
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| Slab, Post Tension - Contact Drew
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| | Contact Drew Paschall with TBG, Inc. His
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| Paschall with TBG, Inc. His phone number
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| | phone number is 214.616.4841. They'll set
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| is 214.616.4841.
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| | the foundation and dig all the beams for
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| Driveway and sidewalks - Contact
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| | your home. Plumbing Rough-In. Call Tommy
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| Drew Paschall with TBG, Inc. His phone
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| | Adkins at 318.470.3490 so they can bring
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| number is 214.616.4841. Temporary
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| | the Ditch Witch out and install water and
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| Electricity -
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| | sewer lines. Order cabinets. Don't find
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| Contact Bo Wilkinson at BW Electric at
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| | yourself waiting later. Get those
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| 318.949.8711. They have electric poles
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| | cabinets ordered now so you'll have them
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| and will help you coordinate getting the
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| | when you need them.Pour Slab & Install
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| temporary power on your job site.
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| | Post Tension. Drew Paschall comes back
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| Interim Loan
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| | again to install the post tension cabling
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| interest - Be sure to remember this one.
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| | and pour the concrete for your slab. Just
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| While it takes 3-12 months to build your
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| | after the slab dries they should do a
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| home you'll be paying interim loan
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| | "partial pull" of the cabling. This helps
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| interest on the money you have borrowed.
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| | prevent premature cracking of the
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| I like to use 5% of the final borrowed
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| | concrete.Framing. A day or two after the
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| amount to estimate how much interest I'll
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| | concrete dries Drew's crew is back out
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| pay over the life of the interim
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| | again to build the frame for the house.
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| loan.Framing & Lumber - Contact Drew
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| | This process will take several weeks.
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| Paschall with TBC, Inc. His phone number
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| | Once they are finished your house will
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| is 214.616.4841. Even if you use someone
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| | have tar paper on the roof, windows and
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| else for the construction of the slab
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| | doors on the exterior, and any applicable
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| make sure you don't miss the pleasure of
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| | siding. You can now brag to your friends
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| working with these people in framing your
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| | using the lingo, "my house is in the dry"
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| house. Their speed will save you money on
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| | or "I got my home blacked in". Put the
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| your interim loan interest. They work in
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| | Roof on. Bring out the roofers and put
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| large crews and focus on YOU until they
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| | the shingles on so the house won't leak.
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| are finished with the job. tape/float
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| | Remember the cheap shingles don't last as
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| texture/paint/stain - This process
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| | long as the expensive ones! More
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| involves hanging sheetrock inside your
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| | Rough-in. It's now time to rough-in your
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| home, preparing the sheetrock for
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| | air conditioning, electricity, insulation
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| texture, texturing the sheetrock,
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| | and plumbing. Now is your chance to make
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| painting the house, and staining the
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| | any special requests for location of
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| cabinetry. For this task I have a strong
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| | sockets, installation of surround sound,
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| preference for Mark Villarreal at Aim To
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| | or anything else your heart
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| Please. His home phone number is
| |
| | desires.Install the Fireplace. Now is the
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| 318.949.8871. His cell phone number is
| |
| | best time to install the fireplace an all
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| 318.458.0079. Since this step in building
| |
| | associated duct work.Install Cabinets.
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| a home is time consuming, Aim To Please's
| |
| | The painters are going to need to stain
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| painters work in large crews to complete
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| | the cabinets while they're painting the
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| your job in a shorter amount of time.
| |
| | house so get them installed just before
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| This saves you money on interim loan
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| | the guys show up with their paint
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| interest. Cabinets - Get your order in
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| | brushes. Paint the house. This part takes
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| for cabinets at the same time you pour
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| | the longest and quite frankly it is the
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| your slab. Doing it this way will prevent
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| | most boring in my opinion. However, rest
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| delays when it's time to install them.
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| | assured that lots of work is happening.
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| Randy Peters and Tim Taylor build some
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| | At this stage you'll get your sheetrock
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| beautiful cabinets. Contact them at
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| | hung, your walls texturized, and your
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| 318.272.4598.
| |
| | whole house painted! This stage could
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| Cabinet knobs - Steer clear of fancy
| |
| | take well over a month if not two or
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| prices here. Get the cabinet knobs and
| |
| | three months. Masonry. Brick? How about
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| stuff on Ebay! That's what I did.
| |
| | some stucco? Bring that brick man out and
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| Countertops - Will
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| | let him put the brick on. Trim Work. All
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| it be formica, corian, granite, marble?
| |
| | moulding, doorways, stairs, and other
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| Make the choice now. You need to know how
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| | fancy stuff should be installed at this
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| much it will cost you.Wood, tile, and
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| | point. Install Fixtures. Bring the guys
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| carpet material and labor - Decide how
| |
| | back again for final trim out of air
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| the flooring will be laid out in your new
| |
| | conditioning vents and controls,
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| home. For fair pricing and top notch
| |
| | electrical fixtures and switches, sinks,
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| workmanship contact BJ's Flooring at
| |
| | faucets, etc.Appliances. Time for the
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| 318.371.6823.Electric/ethernet/security -
| |
| | dishwasher, stove, range vent, and
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| Nobody does my electric work except BW
| |
| | microwave.Insulation trim-out. Bring on
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| Electric. Give them a call at
| |
| | the pump truck. The insulators will come
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| 318.949.8711.Air conditioning / Heating -
| |
| | out one last time. They'll run hoses
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| Don't cheap out here. Get a unit with a
| |
| | throughout the house and up to the attic
|
| high seer rating and enjoy reduced
| |
| | to blow a nice coat of insulation to keep
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| electric bills. Look at the pictures
| |
| | your house cool in the summer and warm in
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| above. The house completed in 2002 was
| |
| | the winter. Contact your loan officers.
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| 1,400 square feet with an average
| |
| | You're now about 1 month away from moving
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| electric bill of $250/month. The house
| |
| | into your new home. Contact your loan
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| completed in 2005 is 4,000 square feet
| |
| | officers and decide upon a target move-in
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| with an average electric bill of $160
| |
| | date for your new home. Put your interim
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| month. Contacted Fertitta's Air & Heat
| |
| | loan officer in touch with your mortgage
|
| and let John come out and work his magic.
| |
| | officer and let them coordinate how they
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| Their phone number is 318.687.5966.
| |
| | will handle the roll-over of your interim
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| Masonry, labor, sand, mortar, lentils -
| |
| | loan into a mortgage. Now is the time to
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| Get with Jim Thomas at 318.377.3856 or
| |
| | lock in your mortgage interest rate.
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| Toby Whaley at 318.218.4803. Both of
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| | Flooring. Just when you thought you were
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| these guys have an excellent reputation
| |
| | almost through it's now time to install
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| in this area.Plumbing, plumbing fixtures,
| |
| | the flooring. Expect another period of
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| tubs, faucets, toilets - Tommy Adkins'
| |
| | slow, intensive labor. This process takes
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| phone number is 318.470.3490. He can
| |
| | a few weeks, but the end result is
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| provide you with a quote on your
| |
| | fabulous! After the flooring is done it's
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| plumbing. I approve of their work, and I
| |
| | okay to move in your refrigerator,
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| think you will too.
| |
| | washing machine and dryer. Install garage
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| Trim Materials and Labor - This
| |
| | doors. This process only takes about a
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| includes crown moulding, mantels, and
| |
| | day. If you're getting standard doors
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| anything else that might be fancy. Let
| |
| | then the delivery time is fairly rapid.
|
| Drew Paschall set you up. His phone
| |
| | If you plan to have insulated doors you
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| number is 214.616.4841.
| |
| | should order them about one month prior
|
| Insulation - Who else but
| |
| | to the expected installation date.
|
| Charles at AAA Insulators. His phone
| |
| | Mirrors and shower doors. All mirrors and
|
| number is 318.949.3719. Fireplace - Try
| |
| | shower doors are ready for installation
|
| Mike Cox at Bradley Brick. His phone
| |
| | around this date. Just make sure this is
|
| number is 318.752.9933.Garage doors -
| |
| | done AFTER the electrical trim-out or you
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| Whether your looking for the regular ones
| |
| | could run into problems. Driveways and
|
| or the fancy insulated ones give Benny
| |
| | sidewalks. Bring Drew out for one last
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| Cash a call at Overhead Door. His phone
| |
| | time. The installation of the driveways
|
| number is 318.865.7666.
| |
| | and sidewalks will only take a couple of
|
| Lighting fixtures and
| |
| | days.You're not finished, but Move In! At
|
| ceiling fans - No recommendations. Just
| |
| | this point you have completed your house
|
| find a place known for on-time delivery.
| |
| | to the point where you can order an
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| Dishwasher
| |
| | appraisal, close on your mortgage, and
|
| stove/vent/microwave - No
| |
| | move in!Install grass, landscaping, and
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| recommendations. Just find a place known
| |
| | gutters. Now that you're all moved in
|
| for on-time delivery.
| |
| | you'll be ready to just enjoy your new
|
| Refrigerator - No
| |
| | house. Make one final push and get your
|
| recommendations. Just find a place known
| |
| | lawn, landscaping, and gutters installed.
|
| for on-time delivery.
| |
| | Thank you for reading Building your own
|
| Exterior doors, interior doors
| |
| | home in Shreveport Louisiana. I hope you
|
| - Contact Drew Paschall at 214.616.4841.
| |
| | have found this article both informative
|
| Stairway materials and labor - Contact
| |
| | and interesting. It takes a great deal of
|
| Drew Paschall at 214.616.4841.Windows -
| |
| | planning and effort to build a home, but
|
| Contact Drew Paschall at
| |
| | the rewards are money savings and
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| 214.616.4841.Roofing materials and labor
| |
| | satisfaction through piece of mind. I
|
| - No recommendations.
| |
| | welcome any of your comments or
|
| Lawn Preparation for Grass -
| |
| | suggestions.Matthew Thompson, Realtor,
|
| James San Angelo and his tractor can work
| |
| | Webmaster
|
| wonders. Cell: 318.393.4923Home:
| |
| | Shreveport Real Estate Webmaster
|
| 318.746.9985.
| |
| | Copyright. All rights reserved.
|
